Online Banking & Account Login

Star One Credit Union

Silicon Valley's credit union since 1949.

Star One Credit Union was founded in 1949 and has grown into one of Silicon Valley's largest credit unions with $7B+ in assets and 250K+ members. Star One delivers personal banking, auto loans, home mortgages, and business services — with consistently competitive rates and the personal service that only a member-owned institution provides.

1949Founded
$7B+Assets
250K+Members
20+Branches

Star One Credit Union — Banking Services

Login to access personal banking, business services, and more — all from one dashboard.

Personal Banking

Checking and savings accounts with competitive dividend rates and no unnecessary fees. NCUA insured for all Star One members.

Auto Loans

Competitive auto loan rates on new, used, and refinanced vehicles — same-day decisions and no prepayment penalties for Star One members.

Home Mortgages

Purchase mortgages, refinancing, and home equity products with local underwriting and fast closings throughout Silicon Valley.

Business Banking

Business checking, savings, and commercial lending for Santa Clara County and Bay Area small businesses.

Star One Credit Union — Banking Built for Silicon Valley

Star One Credit Union has served Silicon Valley communities since 1949. As one of the largest credit unions in the region, Star One combines the competitive rates and broad product range of a large institution with the local expertise and personal service that Bay Area members deserve.

Online Banking
Auto Loans

Consistently among the best auto loan rates in Silicon Valley — new, used, and refinance with same-day decisions and no prepayment penalties.

Home Mortgages

Purchase mortgages, refinancing, and home equity with local Bay Area underwriting teams and competitive rates in every Star One market.

Business Banking

Commercial real estate, C&I lending, and business checking for Silicon Valley businesses — with local decisions and relationship banking.

Digital Banking

Top-rated Star One mobile app with remote deposit, Zelle, bill pay, card controls, and 24/7 account management.

About Star One Credit Union

Star One Credit Union was founded in 1949 and has grown into one of Silicon Valley's largest credit unions with $7B+ in assets and 250K+ members. Star One serves Santa Clara County and the broader Bay Area with personal banking, auto loans, home mortgages, and business banking.

  • ✓ Serving customers since 1949
  • ✓ $7B+ in total assets
  • ✓ 250K+ members / customers
  • ✓ 20+ branch locations
Online Banking
Star One Credit Union

Star One Credit Union — FAQ

Common questions about Star One login and online banking.

Click Member Login or Online Banking on this page. Enter your username/member number and password, then complete two-step verification. New customers can enroll at the official Star One website.
Use the Member Login or Online Banking buttons on this page to reach the secure Star One login portal. Once signed in, you can view all your accounts from a single dashboard.
The ABA routing number for Star One Credit Union is 322271626. Use it for direct deposit, ACH transfers, wire transfers, and electronic payments from your Star One account.
Yes. Star One Credit Union is federally insured by the NCUA. Member deposits are insured up to $250,000 per depositor. Star One uses 256-bit encryption and multi-factor authentication on all digital banking.
Star One membership is open to anyone who lives, works, worships, or attends school in Santa Clara County — as well as immediate family members of current Star One members.
Yes. Star One Credit Union is one of the largest credit unions in Silicon Valley with $7B+ in assets and 250K+ members — serving the Bay Area since 1949.

What Customers Say

"Star One's auto loan rate was the best in the state — I checked five lenders. Applied online Saturday, funded Monday. This is how banking should work."

Tyler H.
Member, San Jose CA

"Refinanced my mortgage through Star One and cut $210 off my payment. Local team, fast close, no surprises. Best lender I've used in Silicon Valley."

Rachel M.
Homeowner, Sunnyvale CA

"Star One has been my credit union for 12 years — consistent rates, great app, and they genuinely know their members. No reason to go anywhere else."

Jason B.
Member since 2012

Join Star One Credit Union

Silicon Valley's credit union since 1949. Competitive rates, 20+ branches, and NCUA-insured accounts.